{"id":30431,"date":"2021-03-03T15:48:29","date_gmt":"2021-03-03T13:48:29","guid":{"rendered":"https:\/\/ktimb.org\/?p=30431"},"modified":"2021-03-03T16:26:33","modified_gmt":"2021-03-03T14:26:33","slug":"stoleri-faiz-yasasi-ve-borclarin-yapilandirmasi-yasasi-gundemi-ile-toplandi","status":"publish","type":"post","link":"https:\/\/ktimb.org\/en\/stoleri-faiz-yasasi-ve-borclarin-yapilandirmasi-yasasi-gundemi-ile-toplandi\/","title":{"rendered":"ST\u00d6\u2019ler Faiz Yasas\u0131 ve bor\u00e7lar\u0131n yap\u0131land\u0131rmas\u0131 yasas\u0131 g\u00fcndemi ile topland\u0131"},"content":{"rendered":"

Sivil toplum \u00f6rg\u00fctlerinin g\u00fcndemi faiz yasas\u0131 ve bankalara olan bor\u00e7lar\u0131n yap\u0131land\u0131r\u0131lmas\u0131.<\/p>\n

K\u0131br\u0131s T\u00fcrk Esnaf Ve Zanaatkarlar Odas\u0131 (KTEZO), K\u0131br\u0131s T\u00fcrk \u0130n\u015faat M\u00fcteahhitleri Birli\u011fi (KT\u0130MB), K\u0131br\u0131s T\u00fcrk Kamu Ara\u00e7lar\u0131 \u0130\u015fletmecileri Derne\u011fi (KAR-\u0130\u015e), \u0130n\u015faat M\u00fchendisleri Odas\u0131, Kiral\u0131k Ara\u00e7 \u0130\u015fletmeciler Birli\u011fi (KA\u0130B), K\u0131br\u0131s T\u00fcrk M\u00fchendis ve Mimar Odalar\u0131 Birli\u011fi\u00a0 (KTMMOB), Restoranc\u0131lar Birli\u011fi (RES-B\u0130R), <\/em>K\u0131br\u0131s T\u00fcrk Elektrik M\u00fcteahhitleri Birli\u011fi (KTEMB), Birle\u015fik Taksiciler Birli\u011fi, \u00a0Faiz ve Mazbata Ma\u011fdurlar\u0131 Komitesi, K\u0131br\u0131s T\u00fcrk \u0130n\u015faat Ta\u015feronlar\u0131 Birli\u011fi, Faiz Yasas\u0131 ve banka bor\u00e7lar\u0131 ile devlete olan bor\u00e7lar\u0131n yap\u0131land\u0131r\u0131lmas\u0131 g\u00fcndemi ile K\u0131br\u0131s T\u00fcrk Sanayi Odas\u0131\u2019nda d\u00fcn saat 12.00\u2019da bir toplant\u0131 ger\u00e7ekle\u015ftirdi.<\/p>\n

Covid-19 \u00f6nlemleri kapsam\u0131nda d\u00fczenlenen toplant\u0131ya, her \u00f6rg\u00fctten 2 ki\u015fi kat\u0131ld\u0131. Toplant\u0131n\u0131n a\u00e7\u0131l\u0131\u015f konu\u015fmas\u0131n\u0131 KT\u0130MB Ba\u015fkan\u0131 Cafer G\u00fcrcafer ve KTEZO Koordinat\u00f6r\u00fc H\u00fcrrem Tulga yapt\u0131.<\/p>\n

Bor\u00e7lar\u0131n yap\u0131land\u0131r\u0131lmas\u0131, bankalara olan bor\u00e7lar\u0131n yap\u0131land\u0131r\u0131lmas\u0131, faiz yasas\u0131n\u0131n \u00e7\u0131kar\u0131lmas\u0131 ve devlete olan bor\u00e7lar\u0131n yap\u0131land\u0131r\u0131lmas\u0131 g\u00fcndemi ile ger\u00e7ekle\u015ftirilen toplant\u0131da; hukuk\u00e7ulardan olu\u015fan bir ekip olu\u015fturulmas\u0131 ve teknik \u00e7al\u0131\u015fmalar\u0131n s\u00fcratle ba\u015flat\u0131lmas\u0131na karar verildi.<\/p>\n

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\u201cEKONOM\u0130N\u0130N \u00d6N\u00dcN\u00dcN A\u00c7ILMASININ \u0130LK BACA\u011eI A\u015eILANMA, \u0130K\u0130NC\u0130 BACA\u011eI BOR\u00c7LARIN YAPILANDIRILMASI\u201d<\/strong><\/p>\n

K\u0131br\u0131s T\u00fcrk \u0130n\u015faat M\u00fcteahhitleri Birli\u011fi (KT\u0130MB) Ba\u015fkan\u0131 Cafer G\u00fcrcafer, ekonominin \u00f6n\u00fcn\u00fcn a\u00e7\u0131lmas\u0131n\u0131n ilk baca\u011f\u0131n\u0131n a\u015f\u0131lanmak ikinci baca\u011f\u0131n\u0131n ise bor\u00e7lar\u0131n yap\u0131land\u0131r\u0131lmas\u0131 oldu\u011funu ifade etti.<\/p>\n

Pandemiden yara alan \u00fclkelerin ekonomisini aya\u011fa kald\u0131rmak i\u00e7in \u00e7al\u0131\u015fmalar\u0131na \u00e7oktan ba\u015flad\u0131\u011f\u0131n\u0131 ifade eden G\u00fcrcafer, \u201cBiz ise Allah\u2019a emanet bir sandal\u0131n i\u00e7erisindeyiz, elimizde k\u00fcrek de yok, savrulup savrulup gidiyoruz\u201d dedi.<\/p>\n

G\u00fcrcafer, gelinen noktada ivedilikle bir Faiz Yasas\u0131 ve Bor\u00e7lar\u0131n Yap\u0131land\u0131r\u0131lmas\u0131 Yasas\u0131\u2019na ihtiya\u00e7 oldu\u011funu kaydetti.<\/p>\n

KT\u0130MB Ba\u015fkan\u0131 Cafer G\u00fcrcafer, \u015f\u00f6yle dedi:<\/p>\n

Bir s\u00fcreden beri t\u00fcm \u00f6rg\u00fctler ayn\u0131 ama\u00e7 i\u00e7in \u00e7aba sarfediyor. Herkes kendi i\u015fletmesini kurtarma derdindedir. Ayn\u0131 zamanda \u00fclkesini kurtarmak i\u00e7in de bir \u015feyler yapmaktad\u0131r. \u00c7abalar\u0131n t\u00fcm\u00fc bu merkezde yo\u011funla\u015fmaktad\u0131r. Tabi d\u00fcnyan\u0131n tahmin edemedi\u011fi, \u00f6ng\u00f6remedi\u011fi bir s\u00fcre\u00e7 ya\u015fad\u0131k. Bu s\u00fcrecin sonunda evet, pandeminin yaratt\u0131\u011f\u0131 deprem ve o depremin sebep oldu\u011fu bir ekonomik \u00e7\u00f6k\u00fcnt\u00fc var. Ama gelinen noktada a\u015f\u0131n\u0131n bulunmu\u015f olmas\u0131 ile birlikte d\u00fcnya yap\u0131lanmay\u0131, yava\u015f yava\u015f aya\u011fa kalkmay\u0131, u\u011frad\u0131\u011f\u0131 zarar\u0131 telafi etmeyi d\u00fc\u015f\u00fcnmeye ve organize etmeye ba\u015flad\u0131.<\/p>\n

Yani b\u00fct\u00fcn d\u00fcnya; \u2018a\u015f\u0131y\u0131 bulduk, nas\u0131l a\u015f\u0131lanaca\u011f\u0131z, a\u015f\u0131land\u0131ktan sonra k\u00fcresel ekonomide bizim \u00fclkemiz hangi noktada yer alacak, hangi sekt\u00f6rlerimizi \u00f6n plana \u00e7\u0131karaca\u011f\u0131z ve ekonomide a\u00e7\u0131lm\u0131\u015f olan yaray\u0131 nas\u0131l tedavi edece\u011fiz, nas\u0131l bu pastadan pay alaca\u011f\u0131z\u2019 d\u00fc\u015f\u00fcncesi ile \u00e7ok bilin\u00e7li ve \u00e7ok organize bir bi\u00e7imde hareket etmeye ba\u015flad\u0131.<\/p>\n

Bu s\u00fcre i\u00e7erisinde bizde \u00fclke kaynaklar\u0131 do\u011fru kullan\u0131lmad\u0131. \u2018\u00dclke kaynaklar\u0131n\u0131 olabildi\u011fince do\u011fru kullanal\u0131m \u00e7\u00fcnk\u00fc bu sava\u015f kavga erken bitmeyecek, 2 sene gidecek\u2019 dedik.<\/p>\n

Bu uyar\u0131m\u0131za ra\u011fmen y\u00f6netenleri kurtaran, insanlar\u0131 bu i\u015fin 2-3 ayda bitece\u011fine inanacaklar\u0131 dair bir alg\u0131 yaratmak oldu. \u0130nsanlar inand\u0131r\u0131ld\u0131.\u201d<\/p>\n

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\u201c\u0130\u015eLER\u0130NE GELMED\u0130\u201d<\/strong><\/p>\n

KT\u0130MB Ba\u015fkan\u0131 Cafer G\u00fcrcafer, kaynaklar\u0131n \u00e7ok ac\u0131mas\u0131zca kullan\u0131ld\u0131\u011f\u0131n\u0131 s\u00f6yledi ve gelinen noktada kar\u015f\u0131m\u0131zda ne yapt\u0131\u011f\u0131n\u0131 bilmeyen, panik i\u00e7erisinde bir maliye yap\u0131s\u0131 oldu\u011funu skaydetti.<\/p>\n

G\u00fcrcafer, \u015f\u00f6yle devam etti: \u201cKar\u015f\u0131m\u0131zda yaln\u0131zca kendi giderlerine yani kamu \u00e7al\u0131\u015fanlar\u0131 ve emeklilerin maa\u015f\u0131na konsantre olmu\u015f bir devlet yap\u0131s\u0131 var. Bunun yan\u0131 s\u0131ra a\u015f\u0131lanma ile ba\u015flayacak olan ekonominin \u00e7arklar\u0131n\u0131n d\u00f6nmesi var. Normal hayata Temmuz-A\u011fustos-Eyl\u00fcl gibi d\u00f6nece\u011fiz, e\u011fer ki biz bug\u00fcnden do\u011fru \u00f6ng\u00f6r\u00fcde bulunup da reel sekt\u00f6r i\u00e7in do\u011fru bir ad\u0131m atmazsak, 4 ay sonra kap\u0131lar a\u00e7\u0131ld\u0131\u011f\u0131nda yaram\u0131z\u0131n ne kadar b\u00fcy\u00fck oldu\u011fu ile hi\u00e7biri ilgilenmeyecek. \u2018\u00d6len \u00f6l\u00fcr, kalan sa\u011flarla devam edece\u011fiz\u2019 diyecekler. \u2018Serbest piyasa kendi kendini tedavi eder\u2019 diyecekler. Nas\u0131l tedavi eder, biri iflas eder, haciz ile di\u011feri gelir i\u015fletmeyi al\u0131r ve devam eder. Bu do\u011fru bir devlet yakla\u015f\u0131m\u0131 de\u011fildir. Do\u011fru devlet yakla\u015f\u0131m\u0131 sava\u015ftan yara alm\u0131\u015f her bireyine sahip \u00e7\u0131kmas\u0131d\u0131r. B\u00fct\u00fcn d\u00fcnyan\u0131n yakla\u015f\u0131m\u0131 bu olacak. D\u00fc\u015f\u00fcn\u00fcn ki b\u00fct\u00fcn \u00fclke, b\u00fct\u00fcn bireyler zarar g\u00f6rd\u00fc, parampar\u00e7a oldu ama bankac\u0131l\u0131k sekt\u00f6r\u00fc kar etti. Olmaz b\u00f6yle bir \u015fey.\u201d<\/p>\n

 <\/p>\n

\u201cFA\u0130Z YASASI YAPILMADAN YAPILACAK OLAN YAPILANDIRMA YASASI \u00c7OK B\u0130R ANLAM \u0130FADE ETMEZ\u201d<\/strong><\/p>\n

Aya\u011fa kalkman\u0131n tek bir y\u00f6ntemi oldu\u011funu s\u00f6yleyen Cafer G\u00fcrcafer, \u201cBir i\u015fletme, hayat normale d\u00f6nd\u00fc\u011f\u00fc g\u00fcn belli bir i\u015fletme kredisine ihtiya\u00e7 var ki i\u015f yaps\u0131n. Bunu yapacaks\u0131n. \u0130kincisi elde edece\u011fi gelirden \u00f6denebilirlik taksitlerini ortaya koyacaks\u0131n, bunun i\u00e7in de devlet olarak ihtiya\u00e7 duyulan faiz oran\u0131n\u0131 ayarlayacaks\u0131n. Bunu da yasa ile yapacaks\u0131n. Aksi taktirde b\u00fct\u00fcn i\u015fletmeler batacak\u201d dedi.<\/p>\n

KT\u0130MB Ba\u015fkan\u0131 G\u00fcrcafer, \u00fclkedeki bir di\u011fer \u00f6nemli eksikli\u011fin ise Faiz Yasas\u0131 oldu\u011funu ifade etti.<\/p>\n

G\u00fcrcafer, s\u00f6zlerini \u015f\u00f6yle tamamlad\u0131: \u201cY\u00fcksek \u0130dare Mahkemesi\u2019nin karar\u0131 var. H\u00fck\u00fcmete emrediyor ve \u2018Faiz Yasas\u0131\u2019n\u0131 \u00e7\u0131karmak zorundas\u0131n\u0131z\u2019 diyor. Bizde belli bir sistem i\u00e7erisinde bu \u00e7al\u0131\u015fmay\u0131 yapmaz yaln\u0131zca \u015fikayette bulunursak t\u00fcm sekt\u00f6rler bu haciz s\u00fcrecini ya\u015fayacak. Faiz yasas\u0131 yap\u0131lmadan yap\u0131lacak olan yap\u0131land\u0131rma yasas\u0131 \u00e7ok bir anlam ifade etmez.\u201d<\/p>\n

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TULGA: \u00d6TELEME, B\u0130Z\u0130 BEKLEYEN EN B\u00dcY\u00dcK TEHD\u0130TLERDEN B\u0130R\u0130S\u0130D\u0130R. \u00d6DEYEB\u0130L\u0130YORSANIZ \u00d6DEY\u0130N<\/strong><\/p>\n

K\u0131br\u0131s T\u00fcrk Esnaf ve Zanaatkarlar Odas\u0131 (KTEZO) Koordinat\u00f6r\u00fc H\u00fcrrem Tulga, devletin hi\u00e7bir zaman alaca\u011f\u0131ndan vazge\u00e7medi\u011fi gibi zaman\u0131nda \u00f6deme yap\u0131lmamas\u0131 halinde ceza sistemini uygulamaya soktu\u011funu kaydederek Faiz Yasas\u0131 ile birlikte Bor\u00e7lar\u0131n Yap\u0131land\u0131r\u0131lmas\u0131 Yasas\u0131\u2019n\u0131n da yap\u0131lmas\u0131 gerekti\u011fini kaydetti.<\/p>\n

Bor\u00e7lar\u0131n \u00f6telenmesi konusunda da \u00f6nemli a\u00e7\u0131klamalarda bulunan Tulga \u015funlar\u0131 kaydetti:<\/p>\n

\u201c60 ay vadeli, y\u00fczde 20 faiz ile 150 bin TL bir kredinin ayl\u0131k taksiti 4 bin TL. 6 ay \u00f6teledi\u011finde 4780\u2019e \u00e7\u0131kar. Yani Meclis ve bankac\u0131; ekonominin d\u00f6nmedi\u011fi, kapasitenin d\u00fc\u015ft\u00fc\u011f\u00fc bu \u015fartlarda \u2018sen daha \u00e7ok \u00f6deyeceksin\u2019 diyor. Buna can dayan\u0131r m\u0131? \u0130\u015fletme o noktada hayat\u0131n\u0131 idame ettirebilir mi?<\/p>\n

Asl\u0131nda mecliste denildi\u011fi kadar \u00e7ok milyar da isteyen bir i\u015f de\u011fildir. B\u00fct\u00fcn mesele paralar\u0131n \u00f6ng\u00f6r\u00fcs\u00fcz \u015fekilde \u00e7ar \u00e7or edilmesidir.<\/p>\n

Sadece y\u00fczde 20\u2019lik faiz oran\u0131na y\u00fczde 2,50\u2019luk bir katk\u0131 ayn\u0131 taksit oran\u0131nda tutar. Yani \u00f6telemeye ra\u011fmen ayn\u0131 taksit tutar\u0131nda \u00f6dersin.<\/p>\n

Sen bu kayna\u011f\u0131 yaratmayacaks\u0131n, satt\u0131racaks\u0131n ve \u2018serbest piyasa\u2019 diyeceksin. Hayat\u0131 durdurdu\u011fun halde hi\u00e7bir sorumluluk almayacaks\u0131n. Bu m\u00fcmk\u00fcn m\u00fc?<\/p>\n

Yap\u0131lacak olan, yap\u0131labilecek olan \u00e7ok \u015fey var. Gerek bankalar gerek devlet \u00fczerinde bir kaynak yarat\u0131lamayacaksa \u00e7\u00f6k\u00fcnt\u00fc olacak. Ge\u00e7 kal\u0131nmas\u0131 halinde yeniden ba\u015flama \u015fans\u0131m\u0131z bile olmayacak.<\/p>\n

Biz kendimizi kurtarma pe\u015finde de\u011filiz. Adaletin de pe\u015findeyiz. Bu s\u00f6ylemeye \u00e7al\u0131\u015ft\u0131\u011f\u0131m dilenme noktas\u0131nda de\u011fil. Yani \u00f6teleme denen mesele, bizi bekleyen en b\u00fcy\u00fck tehditlerden birisidir. 3 kurulunuz bile varsa \u00f6demeye devam etsin.\u201d<\/p>\n

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NUREL: T\u00dcM KAMU ALACAKLARI DA AYNI ZAMANDA YAPILANDIRILMALIDIR<\/strong><\/p>\n

Kiral\u0131k Araba \u0130\u015fletmecileri Birli\u011fi (KA\u0130B) Asba\u015fkan\u0131 Redif Nurel, Faiz Yasas\u0131 ile birlikte t\u00fcm kamu alacaklar\u0131n\u0131n da yap\u0131land\u0131r\u0131lmas\u0131 gerekti\u011fini belirtti.<\/p>\n

Nurel, \u201cBor\u00e7lar y\u00fczde 2,50 faiz katk\u0131s\u0131 ile 1 y\u0131l bile \u00f6telense taksitler hemen hemen ayn\u0131 kal\u0131r. Daha fazlas\u0131 laz\u0131md\u0131r. Bir di\u011fer sorun ise kamu bor\u00e7lar\u0131 konusu. Pandemi nedeni ile hi\u00e7bir girdimiz yok ama seyr\u00fcseferler ve devletin di\u011fer t\u00fcm alacaklar\u0131, bor\u00e7lar i\u015flemeye devam ediyor. 1 y\u0131ld\u0131r \u00f6z sermayemizden yiyoruz, devlet kamu alacaklar\u0131n\u0131 tahsil etsin diye para veriyoruz, bankalara para veriyoruz ama art\u0131k yeter. Bir yerde dur dememiz laz\u0131md\u0131r. Faiz yasas\u0131 ile birlikte t\u00fcm kamu alacaklar\u0131 da ayn\u0131 zamanda yap\u0131land\u0131r\u0131lmal\u0131d\u0131r ve indirimler herkese uygulanmal\u0131d\u0131r\u201d diye konu\u015ftu.<\/p>\n

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DO\u011eRUYOL: FA\u0130Z YASASI VE BOR\u00c7LARIN YAPILANDIRILMASI YASASI GEC\u0130KMEDEN \u00c7IKARILMALIDIR<\/strong><\/p>\n

K\u0131br\u0131s T\u00fcrk Kamu Ara\u00e7lar\u0131 \u0130\u015fletmecileri Birli\u011fi (KAR-\u0130\u015e) Y\u00f6netim Kurulu \u00dcyesi Adnan Do\u011fruyol, \u201cBir an \u00f6nce a\u015f\u0131lanma olmal\u0131. Faiz Yasas\u0131 ve Bor\u00e7lar\u0131n Yap\u0131land\u0131r\u0131lmas\u0131 Yasas\u0131 \u00e7\u0131kar\u0131lmal\u0131d\u0131r\u201d dedi.<\/p>\n

Faizlerin s\u00fcrd\u00fcr\u00fclebilir olmad\u0131\u011f\u0131n\u0131 kaydeden Do\u011fruyol, \u015f\u00f6yle konu\u015ftu:<\/p>\n

\u201cDefalarca eylem ve grev yapt\u0131k. Hi\u00e7bir gelirimizin olmad\u0131\u011f\u0131n\u0131 ifade ettik ve seyr\u00fcsefer, i\u015fletme izinleri ve ara\u00e7 muayene al\u0131nmamas\u0131n\u0131 talep ettik. \u00c7ok bir \u015fey istemedik.<\/p>\n

Tek bir kuru\u015f devletten almad\u0131k buna ra\u011fmen t\u00fcm m\u00fckellefiyetlerimizi bizden talep ettiler. En de\u011ferli varl\u0131klar\u0131n\u0131 \u00e7ocuklar\u0131n\u0131 emanet ettikleri bizi a\u00e7l\u0131\u011fa mahkum ettiler.<\/p>\n

Bir an \u00f6nce a\u015f\u0131lanma olmal\u0131. Faiz Yasas\u0131 ve Bor\u00e7lar\u0131n Yap\u0131land\u0131r\u0131lmas\u0131 Yasas\u0131 \u00e7\u0131kar\u0131lmal\u0131d\u0131r. Bu faizler s\u00fcrd\u00fcr\u00fclebilir de\u011fildir. Evimize eklemek g\u00f6t\u00fcrecek param\u0131z kalmad\u0131. Mant\u0131kl\u0131 olan her \u015feye biz var\u0131z.\u201d<\/p>\n

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KARALAR: \u00c7ALI\u015eMALAR \u0130VED\u0130L\u0130KLE BA\u015eLATILMALIDIR<\/strong><\/p>\n

Taksiciler Birli\u011fi Ba\u015fkan\u0131 Murat Karalar, Faiz Yasas\u0131 ve Bor\u00e7lar\u0131n Yap\u0131land\u0131r\u0131lmas\u0131 Yasas\u0131\u2019n\u0131n \u00e7al\u0131\u015fmalar\u0131na vakit kaybedilmeden ba\u015flanmas\u0131 gerekti\u011fini s\u00f6yledi. Karalar, yasa \u00e7al\u0131\u015fmalar\u0131 noktas\u0131nda katk\u0131 koymaktan \u00e7ekinmeyeceklerini aktard\u0131.<\/p>\n

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M\u0130M\u0130: SORUN HEP\u0130M\u0130Z\u0130N SORUNUDUR, B\u0130R OLMALIYIZ<\/strong><\/p>\n

K\u0131br\u0131s T\u00fcrk Esnaf ve Zanaatk\u00e2rlar Odas\u0131 (KTEZO) Genel Sekreteri Turgay Mimi, sivil itaatsizlik ve eylem \u00f6nerisinde bulundu.<\/p>\n

Mimi, \u201cSorun hepimizin sorunudur. Devleti, h\u00fck\u00fcmetimizi ancak mahkeme yolu ile durdurabiliriz. Bu y\u00f6nde birlikte hareket etmeliyiz. Devlete \u00f6dememiz gereken vergiler noktas\u0131nda belki de sivil itaatsizlik karar\u0131 almal\u0131y\u0131z. Ben tek ba\u015f\u0131ma yaparsam su\u00e7lu olurum ama hep birlikte davran\u0131rsak bu bir bask\u0131 unsuru olu\u015fturur. K\u0131sa zamanda eylem yapmal\u0131y\u0131z\u201d diye konu\u015ftu.<\/p>\n

\"\"<\/p>\n

ANT: \u00dc\u00c7 BE\u015e BANKA VE TEFEC\u0130 \u00dcLKEN\u0130N YARISINI ELE GE\u00c7\u0130RD\u0130<\/strong><\/p>\n

Faiz ve Mazbata Ma\u011fdurlar\u0131 Komitesi Ba\u015fkan\u0131 Kaz\u0131m Ant, ge\u00e7mi\u015fte 3 kez yap\u0131land\u0131rma yasas\u0131 yap\u0131ld\u0131\u011f\u0131n\u0131 hat\u0131rlatarak \u00fclkede art\u0131k Faiz Yasas\u0131\u2019n\u0131n \u015fart oldu\u011funu kaydetti.<\/p>\n

Ant, \u015f\u00f6yle dedi: \u201cBu \u00fclkede bir faiz yasas\u0131 \u015fartt\u0131r. Sahipsiz bir memleket. \u00dc\u00e7 be\u015f banka ve tefeci \u00fclkenin yar\u0131s\u0131n\u0131 ele ge\u00e7irdi. \u0130nan\u0131n bu bankalar gelecek nesilleri ipotek alt\u0131na al\u0131rlar. Yap\u0131lmas\u0131 gereken net. Ya pandemi d\u00f6neminin ba\u015flang\u0131c\u0131, donuk alacak tarihi olarak kabul edilir, o miktar 2 y\u0131l sonras\u0131na \u00f6telenir ve makul bir miktar \u00f6deme ile yap\u0131land\u0131r\u0131l\u0131r. Ba\u015fka yolu yoktur. Pansuman tedbirlerle sorun \u00e7\u00f6z\u00fclemez.\u201d<\/p>\n

\"\"<\/strong><\/p>\n

KAYIM: HER T\u00dcRL\u00dc KATKIYI YAPMAYA HAZIRIZ<\/strong><\/p>\n

Restoranc\u0131lar Birli\u011fi (RES-B\u0130R) Ba\u015fkan\u0131 Salih Kay\u0131m, Faiz Yasas\u0131 ve Bor\u00e7lar\u0131n Yap\u0131land\u0131r\u0131lmas\u0131 Yasas\u0131\u2019n\u0131n gereklili\u011fi ve ivedili\u011fine i\u015faret ederek bu hususta katk\u0131 koymaya haz\u0131r olduklar\u0131n\u0131 s\u00f6yledi.<\/p>\n

Kay\u0131m, \u201cBiz her iki yasa \u00e7al\u0131\u015fmas\u0131n\u0131n yap\u0131lmas\u0131na da \u2018evet\u2019 diyoruz. Birli\u011fimizin avukat\u0131n\u0131 bu \u00e7al\u0131\u015fmada yer almas\u0131 i\u00e7in g\u00f6revlendirmeye haz\u0131r\u0131z\u201d dedi.<\/p>\n

\"\"<\/p>\n

SERDARO\u011eLU: FA\u0130Z YASASI\u2019NIN PLANLAMASINI HEP B\u0130RL\u0130KTE YAPMALIYIZ<\/strong><\/p>\n

Kiral\u0131k Ara\u00e7 \u0130\u015fletmecileri Birli\u011fi (KA\u0130B) Ba\u015fkan\u0131 Yakup Serdaro\u011flu, Faiz Yasas\u0131\u2019n\u0131n ciddi \u015fekilde planlan\u0131p gerekli \u00e7al\u0131\u015fman\u0131n vakit kaybetmeden yap\u0131lmas\u0131 gerekti\u011fini dile getirdi.<\/p>\n

Serdaro\u011flu \u015funlar\u0131 kaydetti: Sekt\u00f6r\u00fcm\u00fcz sezonluk \u00e7al\u0131\u015f\u0131yor. 2019 y\u0131l\u0131n\u0131n Kas\u0131m ay\u0131nda sezonu kapatt\u0131k, pandemi nedeni ile de bir daha sezonu a\u00e7amad\u0131k. T\u00fcm yat\u0131r\u0131mlar\u0131m\u0131z\u0131 Mart ay\u0131n\u0131n ba\u015f\u0131nda yapt\u0131k, bor\u00e7land\u0131k, pandemi bizi darmada\u011f\u0131n etti. Elimizdeki avucumuzdakini bitirdik. Sermayeden yemeye ba\u015flad\u0131k. \u00d6n\u00fcm\u00fcz\u00fc g\u00f6rmedi\u011fimiz bir yolda y\u00fcr\u00fcyoruz. Devletin karar vermesi laz\u0131md\u0131r. Memleketin ekonomisini s\u00fcrd\u00fcr\u00fclebilir yap\u0131ya getirmek, memlekete yat\u0131r\u0131m yap\u0131lmas\u0131n\u0131 istiyor mu? G\u00f6rd\u00fc\u011f\u00fcm\u00fcz o ki; bu hususlarda bir \u00e7al\u0131\u015fma yok. \u00d6teleme veya pansuman yapma ile olmaz. Ciddi \u015fekilde faiz yasas\u0131n\u0131n planlamas\u0131n\u0131 hep birlikte yapmal\u0131y\u0131z. Bu \u015fekilde dalgalanmaya devam edersek sonumuz h\u00fcsrand\u0131r.\u201d<\/p>\n

\"\"<\/p>\n

AMCA: C\u0130DD\u0130 \u015eEK\u0130LDE YASALAR YAPMAMIZ LAZIM<\/strong><\/p>\n

K\u0131br\u0131s T\u00fcrk \u0130n\u015faat Ta\u015feronlar\u0131 Birli\u011fi Ba\u015fkan\u0131 Osman Amca, Faiz Yasas\u0131 ve Bor\u00e7lar\u0131n Yap\u0131land\u0131r\u0131lmas\u0131 Yasas\u0131 \u00e7al\u0131\u015fmalar\u0131 kapsam\u0131nda katk\u0131 koymaya haz\u0131r olduklar\u0131n\u0131 kaydetti.<\/p>\n

Amca, \u201cpalyatif \u00e7\u00f6z\u00fcmleri denedik ama h\u00fck\u00fcmetin ne oldu\u011funu g\u00f6r\u00fcyoruz. Ciddi \u015fekilde yasalar yapmam\u0131z laz\u0131md\u0131r ve biz bu noktada her t\u00fcrl\u00fc katk\u0131y\u0131 koymaya haz\u0131r\u0131z\u201d diye konu\u015ftu.<\/p>\n

AYSAL: HIZLA HAREKET ETMEL\u0130Y\u0130Z<\/strong><\/p>\n

K\u0131br\u0131s T\u00fcrk Mimar ve M\u00fchendis Odalar\u0131 Birli\u011fi (KTMMOB) Ba\u015fkan\u0131 Seran Aysal, Faiz Yasas\u0131 ve Bor\u00e7lar\u0131n Yap\u0131land\u0131r\u0131lmas\u0131 Yasas\u0131\u2019n\u0131n \u00f6nemi noktas\u0131nda t\u00fcm \u00f6rg\u00fctlerin hem fikir oldu\u011funu ifade ederek ilgili \u00e7al\u0131\u015fmalar\u0131n h\u0131zla yap\u0131lmas\u0131 gerekti\u011fini kaydetti.<\/p>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Sivil toplum \u00f6rg\u00fctlerinin g\u00fcndemi faiz yasas\u0131 ve bankalara olan bor\u00e7lar\u0131n yap\u0131land\u0131r\u0131lmas\u0131. K\u0131br\u0131s T\u00fcrk Esnaf Ve Zanaatkarlar Odas\u0131 (KTEZO), K\u0131br\u0131s T\u00fcrk \u0130n\u015faat M\u00fcteahhitleri Birli\u011fi (KT\u0130MB), K\u0131br\u0131s T\u00fcrk Kamu Ara\u00e7lar\u0131 \u0130\u015fletmecileri Derne\u011fi (KAR-\u0130\u015e), \u0130n\u015faat M\u00fchendisleri Odas\u0131, Kiral\u0131k Ara\u00e7 \u0130\u015fletmeciler Birli\u011fi (KA\u0130B), K\u0131br\u0131s T\u00fcrk M\u00fchendis ve Mimar Odalar\u0131 Birli\u011fi\u00a0 (KTMMOB), Restoranc\u0131lar Birli\u011fi (RES-B\u0130R), K\u0131br\u0131s T\u00fcrk Elektrik M\u00fcteahhitleri Birli\u011fi […]<\/p>\n","protected":false},"author":2,"featured_media":30432,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[29],"class_list":["post-30431","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-haberler","tag-cafer-gurcafer"],"yoast_head":"\nST\u00d6\u2019ler Faiz Yasas\u0131 ve bor\u00e7lar\u0131n yap\u0131land\u0131rmas\u0131 yasas\u0131 g\u00fcndemi ile topland\u0131 - 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